Investment losses can offset gains — and you can carry forward extra losses.

Investment Losses Fact 101: Losses Can Save You Money

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📊 How Investment Losses Work

If you sold an asset for less than you paid, you have a capital loss. The IRS lets you use these losses to:
✔️ Offset capital gains — so you pay less tax on profits
✔️ Deduct up to $3,000 per year against other income if your losses exceed gains
✔️ Carry forward unused losses to future tax years until they’re used up

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⚠️ Common Mistakes with Investment Losses

❌ Not reporting the loss at all — leaving money on the table
❌ Forgetting to track cost basis correctly
❌ Not carrying forward unused losses
❌ Missing out on tax-loss harvesting opportunities before year-end

👉 Want to make sure your losses help you save? Book your free gains & losses review here!

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✅ What Is Tax-Loss Harvesting?

Smart investors use tax-loss harvesting — selling losing investments before year-end to offset gains and reduce taxes. Timing is key!

You must also be mindful of the wash sale rule, which blocks you from claiming a loss if you buy the same investment back within 30 days.

✅ Ask us how to use losses wisely and legally — get your strategy here!

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🧾 Did You Miss Losses on a Prior Return?

If you didn’t claim a loss, or forgot to carry it forward, you could be leaving real savings behind — but you may be able to fix it with an amendment.

✅ We can help you fix old returns and claim every dollar — book your amendment help here!

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🔒 We Make Gains & Losses Work for You

At Acceptance Tax & Accounting, we help investors:
✔️ Report gains and losses correctly
✔️ Use losses to legally lower your tax bill
✔️ Avoid costly wash sale mistakes
✔️ Fix past returns if needed

📞 Click here to book your Investment Tax Review today!

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A loss doesn’t have to be a loss — file smart and use it to keep more of your money!