Getting married can bump you into a higher or lower tax bracket, depending on incomes.

Marriage & Taxes: How Getting Married Can Change Your Tax Bracket

Did you know getting married can push you into a higher or lower tax bracket — depending on your combined income? For some newlyweds, marriage brings a “marriage bonus.” For others, it triggers the so-called “marriage penalty.”

If you’re newly married (or planning a wedding soon), it’s smart to know how tying the knot could impact your taxes — and what you can do to save money.

✅ Want to see how marriage affects your taxes? Let’s check it together!

Why Your Tax Bracket Changes

When you get married, you generally file Married Filing Jointly — which combines both your incomes. This can bump you into a higher bracket if you both earn similar incomes. Or it can lower your total tax bill if one spouse earns significantly less.

Other things that change:
✔️ Your standard deduction nearly doubles
✔️ You may qualify for new credits or deductions
✔️ Your filing status changes what you owe and when

Avoid the Marriage Tax Surprise

One of the biggest surprises for newlyweds? An unexpected tax bill because your combined income is higher than before. A quick planning session now can help you adjust your withholding, reduce your tax owed, and avoid penalties later.

👉 Newly married? Book your free tax checkup here!

Can You File Separately?

In some rare cases, married couples save more by filing Married Filing Separately — but it comes with limits. Many credits disappear when you file separately. Before you choose that option, talk with a tax pro to make sure it really benefits you.

✅ Ask us about your best filing option here!